Buildings Insurance

Our Buildings Insurance covers the physical structure of your home, including fixtures and fittings, built-in wardrobes, fitted kitchens and interior decorations. It will cover garages, greenhouses and sheds as well.

Together Mutual Building Insurance

Choose the level of cover that's right for you:

  Premier  Premier
Buildings £1,000,000 Unlimited
Public Liability Cover £5,000,000 £5,000,000
Rent/Accommodation Cover £50,000 £50,000
Excess £100 No Excess
Trace & Access Cover £5,000 £7,500
Home Emergency Cover Covered  Covered 
Domestic Legal & Identity Theft Protection Optional Covered 
Accidental Damage Cover Optional Covered 
Annual European Travel Cover Optional Covered 

Information in this table relates to the products available when buying directly from Visitors from comparison sites should refer to the product information provided on those sites as they will differ from the products we offer direct. Existing policyholders should refer to the policy documentation received at purchase or renewal.

If you have a Together home insurance policy with travel insurance included (a Premier Plus policy) or have opted to add travel insurance cover to your home insurance policy, AND renewed or took a policy out after 17th March 2020, please see our latest update regarding your travel cover.

Please click here for our latest update regarding the impact of Brexit on your travel insurance.

About Together Buildings Insurance

We offer competitive rates for Buildings Insurance, with up to £1,000,000 cover under our Premier policy and unlimited cover under our Premier Plus policy.

What’s covered?

Our Buildings Insurance includes: 

  • The cost of alternative accommodation should your home become uninhabitable (up to policy limits).
  • Up to £50 towards switching costs should your current insurance provider charge you for this.
  • 24-hour assistance from experienced claims handlers in UK call centres.
  • Interest-free direct debits.
  • Costs of surveyors and architects following an insured event.
  • Protection for fixtures and fittings to items such as kitchen units following an insured event.

Why get Together?

  • We will not charge for any mid-term adjustments to your policy.

We're easy to deal with

  • In surveys, over 90% of customers say they’d recommend us*.

We're always available

  • Our UK-based claims helpline is open 24 hours a day, 7 days a week.
  • Our Home Insurance includes a free, 24-hour legal helpline.

Insurance Product Information Documents (IPID)

To find out more about our Premier and Premier Plus Policies, including what is and what isn't covered and information about payments, please read below:

Together Mutual Premier Home Insurance Product Information Document (IPID)

Together Mutual Premier Plus Home Insurance Product Information Document (IPID)

* UIA's 2012 customer survey, 1595 people 



Get A Quote

Find out how much you can save on your Home Insurance.

Buildings & Contents Insurance

Get an additional 10% off and insure everything in your home in one go with our combined Buildings & Contents Insurance.

Contents Insurance

Our Premier policy gives you £75,000 of cover to protect your electronics, furniture, clothing and kitchen equipment cover.