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Home Insurance Guides

Want to know more about coverage, claims or how to reduce your premiums? Our guides will help you.

Home Insurance Guides – Banner

Want to know more about cover levels that isn’t listed here, give us a call on 01438 761 670 or email us at support@togetherinsurance.co.uk and we’ d be happy to help. Or you could try our FAQs page.

Tips On Reducing – Roundal 1. Tips on reducing your insurance premiums

At Together Mutual Insurance, we want to give you the best rates possible but also make sure that you don’t end up under-insured. So how do you keep your premiums low without having to compromise on getting the best cover?
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Payment methods – Together 2. Home Insurance payment methods

When buying your Together Home Insurance online, you can pay by monthly interest-free direct debit, debit card or credit card.
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3. More than just Home Insurance

When looking to buy Home Insurance, the first thing you should ask yourself is: “What kind of service will I get?” The answer should be “the best”. After all, your home is your biggest asset and, should you need to make a claim, you’ll want it handled by a team you can rely on.
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4. Get covered with Together Mutual Insurance

Whilst finding a good price is important when it comes to Home Insurance, making sure you have the right level of cover at all times is essential.
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5. Buying Together Home Insurance online

There are various benefits to buying your Together Home Insurance online. Not only is it convenient and quick, but it still offers all of the same options, extras and features as buying over the telephone, meaning you still get the same great cover tailored to your needs.
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6. Understanding Together Home Insurance quotes

We constantly strive to make getting a Home Insurance quote as quick and simple as possible. You can get a quote online by answering a few questions or calling our team of specialists and getting a quote over the phone.
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7. Understanding Together Home Insurance

We know that taking out Home Insurance can be a bit daunting, but it doesn’t have to be. Together Mutual Insurance offers clear and concise information about the cover we provide so you know exactly what you’re getting.
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8. Does working from home affect Home Insurance?

Working from home and how, or if, it affects your home insurance is a common source of confusion. Much of this stems from what you can and cannot do before your policy is affected.
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9. What items aren’t covered by our standard Contents Insurance?

There are some specialist or expensive possessions that may not fall under the standard cover of your Contents Insurance, and so it’s best to check whether you’ll need additional cover.
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10. The difference between Buildings and Contents Insurance

Buildings Insurance provides cover for the physical structure of your home, including fixtures and fittings while Contents Cover insures you for just about everything you would take with you if you moved house.
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11. Understanding Together Contents Insurance

Contents Insurance is best understood as the cover and protection you get for everything that turns your house into a home. Think of it as covering everything you would take with you if you were to move home.
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12. Understanding Together Buildings Insurance

We offer competitive rates for Buildings Insurance, with up to £1,000,000 under our Premier policy and unlimited cover under our Premier Plus policy. As well as this high standard cover, we will also provide you with lots of other benefits. Find out more here.
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13. What are the common reasons for a claim not being accepted?

While we want to give you the best cover possible, no Home Insurance policy can cover every eventuality. Our Claims team won’t be able to resolve a claim for you if it’s something not covered by your policy.
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14. What is included in Together’s Travel Insurance?

Our Premier Plus policy includes annual Travel Insurance on top of our Buildings and Contents Insurance. This covers you, your partner (if you have lived with them for six months or more) and your children (if they are under 18) when you travel in Europe.
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15. Together Mutual Insurance the small print explained

Do you believe that the details included in your policy document – often referred to as the small print – are there to trip you up? Let us reassure you that it’s not…
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16. Together Mutual Insurance: excess explained

Standard or voluntary, lower or higher – do you understand the excess factor? Our quick guide will make it clear.
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16. Together Mutual Insurance: excess explained

Standard or voluntary, lower or higher – do you understand the excess factor? Our quick guide will make it clear.
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17. Why basic home insurance might be the expensive option

Sometimes you really do get what you pay for. A classic example of this is cheap home insurance – it seems like value for money but actually ends up costing you more than you thought.
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Get A Quote

Find out how much you can save on your Home Insurance.

Buildings & Contents Insurance

Get an additional 10% off and insure everything in your home in one go with our combined Buildings & Contents Insurance.

Contents Insurance

Our Premier policy gives you £75,000 of cover to protect your electronics, furniture, clothing and kitchen equipment cover.