Home Insurance Guides

Want to know more about coverage, claims or how to reduce your premiums? Our guides will help you.

7. Understanding Together Home Insurance

We know that taking out Home Insurance can be a bit daunting, but it doesn’t have to be. Together offers clear and concise information about the cover we provide so you know exactly what you’re getting.

Benefits of combined Buildings & Contents Cover

Our Home Insurance includes two main types of cover: Contents Cover and Buildings Cover. Combined, they give you the best protection as they differ in what they cover individually:

Buildings Cover (a necessity when taking out a mortgage) insures your home and its fixtures and fittings, including built-in wardrobes and fitted kitchens.

Contents Cover insures just about everything you would take with you if you moved house, including household electronics, furniture and kitchen equipment. This can be taken out as a separate insurance policy, which is perfect if you’re renting.

As well as enjoying competitive premiums, if you take out Home Insurance with us you’ll get some great additional benefits, including:

  • 10% off your insurance premium if you take out Combined Buildings & Contents Cover 
  • up to £50 towards switching costs, should your current provider charge for this
  • the cost of alternative accommodation should your home become uninhabitable, following an insured event
  • 24-hour assistance from experienced claims handlers in UK call centres
  • new for old replacements (excluding household linen and clothing)

What could you be sacrificing for a lower premium?

You should never sacrifice quality of cover for lower premiums. Many cheap Home Insurance quotes will have low premiums because they’ll have numerous exclusions, potentially leaving you under-insured. For example, cheap insurance policies may not cover:

  • laptops
  • mobile phones
  • bicycles
  • expensive items such as engagement rings.

With Home Insurance from Together, there are various options that will help reduce your premiums. Rather than compromising on cover to save money, why not spread the costs? With our interest-free direct debit facility, you can spread payments over the year.

If you’re unsure of what your policy covers, simply get in touch with a member of our experienced Customer Services team on 01438 761 670 and they will be happy to talk you through it at any time.





Get A Quote

Find out how much you can save on your Home Insurance.

Buildings & Contents Insurance

Get an additional 10% off and insure everything in your home in one go with our combined Buildings & Contents Insurance.

Protect Your Home

Find out how you can make sure your home is protected, or what to do if you need to fix something.