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Home Insurance Guides

Want to know more about coverage, claims or how to reduce your premiums? Our guides will help you.

8. Does working from home affect Home Insurance?

Working from home, and how it affects your home insurance is a common source of confusion. Much of this stems from what you can and cannot do before your policy is affected.

Jobs that don’t affect Together’s Home Insurance

There are various areas that will not affect your Home Insurance, including:

  • Administrative roles
  • Basic clerical activities
  • Web-based roles.

Jobs that do affect Together’s Home Insurance

The following could affect your Home Insurance:

  • Keeping stock or money
  • Storing specialist equipment
  • Holding meetings with clients.

To cover any business equipment, it is likely you will need a specialist insurance policy.

If you decide to employ someone, you will need, by law, to have employee liability insurance, which will not be included in our Home Insurance policy.

If you are unsure which category you fall into, please don’t hesitate to get in touch with us and we will be happy to clarify.

 

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